Estate Planning is not just for the wealthy. An estate plan does more than simply pass on your assets. It names someone to care for your assets and pay your bills if you become incapacitated. It names guardians for minor children. It appoints someone to make healthcare decisions for you.
When it comes to assets, most people have more than they think. Do you have life insurance? A 401k, an IRA, or other retirement plan? How about collectibles, special mementos, or family heirlooms? What about your pets? Is it possible you might inherit assets from someone else?
Not everyone needs a complex estate plan, but everyone should have some sort of plan. The only way to know for sure what you might need is to consult with a professional in your area.